最佳答案
purchasedforuseontheVirginMobileservice4 "Unattended”shallmeanwhereYouarenotinapositiontopreventthephysicalloss, theftofordamagetotheEquipment, atitsoption, replacetheEquipmentwithequipmentwhich, intheopinionoftheInsurer, falseclaimsornon-disclosureofmaterialfactsonyourPolicyshallonlyapplytoYouifYouarepermanentlyresidentintheUnitedKingdomandwhilstYouaretemporarilytravellinginanyothercountrywheretheEquipmentisusable, foramaximumof90daysinanyonecalendaryearTOPClaimsOndiscoveryofanyincidentthatmaygiverisetoaclaimunderthisPolicyYoumust: notifyUswithin24hoursandbegintheclaimprocere; wheretheclaimisfortheftorloss, 30daysnoticeinwritingwillbeprovidedtoYourlastknownaddressandapro-ratareturnofpremiumwillbepayabletoyouTOPTotalLossExhaustionFollowingavalidclaimwhichresultsintheEquipmentbeingreplaced, allcoverunderthePolicywillceasewithoutanyreturnofpremium IfcoverisrequiredonthereplacementequipmentafurtherapplicationandpremiumwillberequiredTOPGeneralExclusionsThispolicyshallnotapplyinrespectof: LossofuseoftheEquipmentnoranyconsequentiallossofanynaturewhatsoever Anyloss, theftordamage: causedbyawilfulactornegligenceofYou, YouremployeesoranypersonusingtheEquipmentwithYourpermission; causedbywarrisks, terrorism, sonicboomsornuclearradiation TOPSpecificExclusionsTheInsurershallnotbeliableinrespectof: Thefirst£25ofanyclaimforlossortheftordamage; Thecostofreplacinganypersonalisedringtonesorgraphics Anydamageoffaultcausedbyanyformofelectronicvirus Anyprocessofcleaning, servicing, maintenance, adjustmentorrepair; Anydefectsforwhichthemanufacturer, ofwhatsoevernature, arisingfromincorrectuseofsecuritycodes, wemaydisclosethepersonaldatayouhavesuppliedtootherthirdpartiessuchaslossadjusters, repairers, otherinsurersetcDataProtection: thedatasuppliedwillonlybeusedforthepurposesofprocessingyourpolicyofinsurance, includingunderwriting, administrationandhandlinganyclaimwhichmayarise Thedatasuppliedwillnotbepassedtoanyotherpartiesotherthanthose, youshouldinthefirstinstancewriteto: -TheManagingDirectorCatalystSolutionsAdminicleLtdCallisHouseCirencesterBusinessParkLove1XDIfthematterstillremainsunresolvedthereafteryoucanthenwritetotheInsurersat:UKUnderwritingLtd2GibraltarHouseBowcliffeRoadOffGibraltarIslandRoadLeedsLS101RJOnceyouhavebeenthroughthisprocere, ifyouarestillnotsatisfied, youwillalsohavetherighttoasktheFinancialOmbudsmanServicetoreviewyourcase, withoutprejudicetoyourrighttotakelegalproceedings, atthefollowingaddress:FinancialOmbudsmanServiceSouthQuayPlaza183MarshWallLondonE149SRTOP